LocoLedger

Ask an AI about your money while keeping your privacy.

Download for Windows Windows · first run shows a Windows warning

How it works

Add a statement

LocoLedger keeps a copy. Your original stays put.

It builds your ledger

Every transaction from your statements, in one place. How a statement is read

You decide what your AI sees

Five levels, for as long as you say. The five levels

Tap a level to see what your AI receives.

The AI asked for your transactions. It received nothing.

Request refused — this level shares nothing.

The default. Connecting only puts an AI on the screen for you to decide about.

Totals only — one row per account per month.

MonthInOutClosing
2026-062,400.002,118.401,046.20
2026-072,400.002,602.75843.45
2026-082,400.002,281.10962.35

Enough to answer the question. Not enough to say what you bought.

Dates and amounts. No descriptions at all.

DateDescriptionAmount
2026-08-02—−62.40
2026-08-04—−9.99
2026-08-07—−148.00
2026-08-11—−62.40
2026-08-15—+1,200.00

A shape of spending, with nothing said about who.

The names you give are shared, like Contact 4 — the same one every time.

DateShared asAmount
2026-08-02Contact 4−62.40
2026-08-04Contact 11−9.99
2026-08-07Contact 2−148.00
2026-08-11Contact 4−62.40
2026-08-15Contact 9+1,200.00

A repeat stays visible as a repeat — Contact 4 twice this month — without naming anyone.

The descriptions as printed on the statement.

DateDescriptionAmount
2026-08-02WEEKLY GROCERIES−62.40
2026-08-04STREAMING SUB−9.99
2026-08-07CITY ENERGY LTD−148.00
2026-08-11WEEKLY GROCERIES−62.40
2026-08-15SALARY+1,200.00

The most it can be given. Still figures read from the document, never the document.

Written to your disclosure log either way

14:32 Refused transactions · level: nothing

Every request is logged

Even the refused ones.

Now ask your AI, with peace of mind

Connect Claude or ChatGPT over MCP. It sees only what you allowed.

LocoLedger guards what information from your bank statements is sent to your AI.

Download for Windows

Windows 10 or 11, 64-bit · first run shows a Windows warning — how to handle it